Buy a Home
Compare loans for your first home or your next move.
Myrtle Beach · Conway · The Grand Strand
Myrtle Beach Mortgage Programs
Compare loans to buy, build, invest, or refinance in Myrtle Beach. We’ll help you weigh the payment, closing costs, and cash you need.
5.0 on Google · 181 reviewsRead reviews
This is general loan information. Your loan depends on you, the home and the lender’s rules. It is not a loan approval.
Know the home and the costs
What to Check Before Buying in Myrtle Beach
Buying a condo or resort unit?
Ask about the building, master insurance, repairs, fees, and rental use before you offer. Start with the Myrtle Beach condo and condotel guide.
Will you live there or rent it?
Tell us whether the home will be your main home, getaway, or rental. Check the town and HOA rules before you count on rent. Compare the rental loan options for the actual property.
What will the full payment be?
For a beach condo or a home in Conway, Carolina Forest, or Longs, add taxes, HOA fees, and insurance to the loan payment. Check the FEMA flood map and get home, wind, and any flood coverage quotes.
Serving buyers, homeowners, and investors across Myrtle Beach, North Myrtle Beach, Conway, Carolina Forest, Surfside Beach, Murrells Inlet, Longs, Loris, and nearby Grand Strand communities.
The people behind your next step
Meet the Beaufort Lending team
Beaufort Lending is a mortgage broker in Port Royal, helping buyers across South Carolina. We shop loans from wholesale lenders, then help you compare payments and closing costs. Our team explains your choices in plain words and helps you see what fits your budget. From your first questions to closing, you have people to turn to for help.
What clients say about working with us
Easy to communicate with, always available to answer any questions and provided a seamless experience.
His guidance made every step feel manageable, even when the situation changed quickly.
They were clear, knowledgeable, and prompt in answering our questions at all hours.
Before You Buy or Build
Plan Your Myrtle Beach Move
Plan your budget, check a condo, or compare a vacation rental.
Condos & condotels
Check the condo before you offer
Review the building and loan questions early.
Read the guide
Planning your budget
Plan a home payment that fits
Look at your budget and the full cost of owning.
Read the guide
Rental homes
Plan a vacation rental purchase
Compare the property, rental use, and loan choices.
Read the guideQuick answers
Common Myrtle Beach Mortgage Questions
Why does this page link to both Myrtle Beach and South Carolina guides?
A city page is useful when Myrtle Beach property types, borrower demand, or local financing questions change the answer. When the main program guidance is statewide, the direct South Carolina page gives you a stronger answer without repeating the same content on another city URL.
Where should I start with a Myrtle Beach condo?
Start with the Myrtle Beach condo and condotel guide. It explains warrantable condos, non-warrantable projects, and resort units, then helps you identify the financing paths worth comparing.
Which page should a rental-property buyer use?
Use the Myrtle Beach DSCR guide when accepted rent and the housing payment are central to qualification. Use the broader investment-property guide when you want to compare several rental-financing paths.
What if I do not know which program fits?
You do not need to select a loan before asking a question. Submit the property, intended use, financing goal, and the part you are unsure about. We can organize the relevant choices and help you compare them.
Contact Us
Have a mortgage question? Send your details, call, or text our team.
Benji Gecy, NMLS #302188 · Beaufort Lending, NMLS #1703543 · Equal Housing Lender